VA Loan Refinance Broward County Blogs A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. While the VA does not lend money for VA loans, it backs loans made by private lenders (banks, savings and loans, or mortgage companies) to veterans, active military personnel, and.
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A hard money loan is a species of real estate loan collateralized against the quick-sale value of the property for which the loan is made. Most lenders fund in the first lien position, meaning that in the event of a default, they are the first creditor to receive remuneration.
"That argues that mortgage rates could go lower," said Gumbinger. "Will the spread shrink again, though? That’s hard to say." One reason to question a further drop: S&P’s downgrade of the credit.
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