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“The plunge in mortgage rates has created homeownership possibilities for 2.7 million more households as well as move-up possibilities for current homeowners with enough equity,” the analysts wrote.
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Although exceptions can be made, 20% or more is ideal and gives you a good head start on building home equity which you can later finance into paying the mortgage or convert into hard cash. The lesser of a down payment you give, the higher the subsequent interest costs will be.
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