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A reverse mortgage is a unique tool designed for seniors 62 and older. You enjoy access to part of the equity in your home and the freedom and comfort of the home you’ve known for so many years. A reverse mortgage can be an effective tool for giving seniors additional cash to live on using the equity in their home.
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Reverse mortgage information: A reverse mortgage increases the principal mortgage loan amount and decreases home equity (it is a negative amortization loan). Reverse mortgage loan terms include occupying the home as your primary residence, maintaining the home, paying property taxes and homeowners insurance.
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Reverse Mortgage Guides is a reverse mortgage educational website. Our goal is to help explain many of the pros and cons of a Home Equity Conversion Mortgage (HECM) for homeowners. We publish articles and tools for older Americans who are considering a reverse mortgage and want to become further educated before making a decision.
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Before considering one of these loans, it pays to know the facts about reverse mortgages. A reverse mortgage does not work the same as other home loans. A reverse mortgage, sometimes known as a Home Equity Conversion Mortgage (HECM), is a unique type of loan for homeowners aged 62 and older that lets you convert a portion of the equity in your.