The decrease in nationwide average mortgage rates to just under 4.5 percent has already caused a surge in applications for home loans. "We have seen a boost in loan application volume, both for.
Determining if You’re Ready for the Commitment of Buying a Home. Buying a house is a big commitment, so before you start house hunting and comparing mortgage rates, take the time to examine your current situation and how it could change in the future.
If you’re considering a vacation home or investment property, keep in mind you have multiple options to help you get the down payment you’d need to finance the purchase of an additional home. Cash-out refinance. With a cash-out refinance, you refinance your existing mortgage – for a loan amount that’s larger than the outstanding balance.
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FHA loan rules for the single-family loan program are designed for owner-occupiers, but depending on circumstances a borrower may be approved by a participating lender to buy another home–usually in response to a pragmatic need like a larger family or job requirements.
"The whole value of refinancing is to lower your monthly costs," says Barry Zigas, housing director for the Consumer Federation of America. And when it comes to how long it should take you to recoup the cost of a refi, "There’s no obvious right answer," Zigas says. Here’s what you need to know to get ready to refinance your vacation home.
Priests at Lauderdale Lakes Church Robbed At Gunpoint A new societal low. Two thugs robbed two priests at St. Helen Church in Lauderdale Lakes at gunpoint last month. One of the priests is 77 years old. He was giving the younger priest a tour of the church grounds. CBS Local reported: Authorities are on the look-out, and asking the public for help, [.]